There are several names or terms referring to businesses in the Salon Industry. They are commonly referred to as as a barber shop, beauty shop, salon or spa. These businesses typically cut, style, trim and color hair. Other services may be offered, such as wig cleaning and styling, massage, nail care, tanning beds and cosmetic consulting. Although salons traditionally catered to women, many are beginning to more commonly offer their services to men. Barber shops for the most part only cater to men.
For workers compensation coverage, the regulations are determined by the states and they can drastically affect what businesses pay in premium. It is important to check with an insurance professional or the state regulating board to make sure you have proper coverage in place for your states regulations. Some of those state regulations attempt to reduce possible spread of disease by requiring each beautician, manicurist or other professional to be licensed. Another factor that determines what the business pays in premium is whether they employ professionals or rent space to independent contractors.
Below are some common Class Codes for Workers Compensation:
9586 Hair Styling, Barber Shop, Beauty Parlor. This is a vary broad classification and applies to most types of personal grooming services for men or women involving all parts of the body. Typical business under this code include beauty parlors, barber shops, tanning salons, day spas, tattoo parlors, make-over salons, etc.
9063 Clubs and Salons- Health and Exercise. This NCCI class code covers many types of spa and club businesses including massage salons, fitness clubs, health clubs, gym’s, and exercise clubs. Also includes YMCA and related organizations.
8018 Beauty Supply Store- Wholesale. Barber and beauty supply houses and wholesale beauty supply sales.
8044 Spa and Hot Tub Dealers. The standard classification for spa, sauna, or hot tub dealers. Includes delivery and installation
9053 State Special Code for CA and NJ. CA- Applies to fitness clubs, swimming clubs, and tennis clubs. NJ- Applies to fitness clubs and health spas.
9055 New York State Code. Applies to most exercise or health clubs in NY.