For most dry cleaning businesses, workers’ compensation exposures can be high. A big reason for this is because of the chemicals that are used. These chemicals can cause skin and eye irritations, as well as serious lung and respiratory problems. Many dry cleaning agents pose a long-term threat from cumulative exposure and there should be a safety program in place to limit these issues among your workforce. Slips and falls can occur because of normal business operations. Lifting and material handling are common hazards these businesses face. This is especially hazardous for employees engaged in pickup or delivery. Repetitive motion injuries can be a concern. Workstations should be ergonomically designed. Pets owned by customers may attack or bite workers.
Considering the level of risk that a dry cleaning business does face, it is important for these businesses to have adequate safety programs in place and a thorough return to work plan for injured employees. These two things can help your business keep your employees healthy and productive as well as limit what you pay in premium for workers’ compensation coverage.
Like most industries, there are more than one class code for this industry. It is important to have a detailed conversation with your insurance agent about what exactly it is that your business does and does not do on a daily basis. Incorrectly classifying your business can cause a claim to not be covered and it can cost your business significantly in premium for workers comp coverage. Here are the most common class codes used for dry cleaning businesses:
Common Workers Compensation Class Codes:
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- • 2586- Dry Cleaning Plant- All Employees
• 2589- Dry Cleaning or Laundry- Retail Store and Drivers
• 2590- New York- Dry Cleaning or Laundry Store
• 8017- Retail Store (Pick-up and Drop-off only)