Many States have Work Comp Rates that are Changing in 2018. Work Comp is the only Commercial Insurance Line going down, but most states have rates that are going to decrease significantly in 2018. The second half of the year, is when the governing body for the workers compensation system… Read more »
This time the Florida Work Comp Market is benefiting the Business Owners who are getting a 9.6% decrease. For more than a year now, the Florida Work Comp Market has been unstable to say the least. A year ago the National Council on Compensation Insurance (NCCI) recommended a 14.5percent increase… Read more »
As a florist, a business owner has chosen an industry that is very diverse and has specialized business insurance needs. Those insurance needs differ from other small businesses. The diversity of this industry can include providing arrangements for both weddings and funerals. Many of these occassions require you to provide just the… Read more »
And why does the W.A.L.S.H. Test matter for your small business? The W.A.L.S.H. Test is an acronym that is used to determine jurisdiction for a Workers’ Compensation Insurance Claim when a claim occurs involving more than one state. Because workers comp systems are governed by the individual states, it is difficult… Read more »
The food truck industry is booming in 2017. All over the country, food trucks are popping up serving everything from fish tacos to barbecue sandwiches, to even Thai food. Because of this explosion in the food truck industry, more and more companies are needing insurance coverage for their new food… Read more »
Doctors and physicians are highly educated individuals, licensed to deal with the health and physical concerns of their patients. There are many different types of ways to practice their medical craft. Some are pediatricians who deal only with children while others are general practitioners who work with patients of all… Read more »
Workers Compensation for Office and Technology Companies An office setting may seem like a fairly safe place to work. The likelihood that you will get hurt or injured at work while sitting at a desk seems fairly low. But there are repetitive use injuries like carpal tunnel syndrome and back… Read more »
Roofing companies are a difficult to quote industry for insurance companies for two main reasons. They are working at heights and there is a driving risk. These two things impact premium for workers’ compensation more than most other risks. Any business that is driving from location to location as a… Read more »
Work Comp Rates in New York are on the rise. On recommendation from the New York Compensation Insurance Rating Board, The New York State Department of Financial Services has approved a 9.3 percent average hike in workers’ compensation loss costs. These new rates will go into effect Oct. 1. For injured workers this… Read more »
The California Department of Insurance has approved a 9.5 % drop in work comp rates, but what does this mean for your business? Earlier this week there was some very good news that came out for business owners in the state of California. This news was that the California Department… Read more »