California Workers Comp Rates 2019 In 2019, California Workers Comp Rates will be on the way down for the 5th year in a row. Next year the rates will be going down on average by 23.5 percent compared to 2018. Since 2015 the rate has dropped every six months accounting… Read more »
Volatility in Workers Compensation Florida Rates 2019 Continues This year the Workers Compensation Florida Rates 2019 are moving in a positive direction for small business owners. The Florida Insurance Commissioner, David Altmaier, has approved a revised workers compensation rate filing of 13.9 % decrease. According to Altmaier, ‘The rate increase… Read more »
5 industries that can benefit from Pay as You Go Pay as You Go Workers Compensation Insurance is a unique payment option for paying for Pay as You Go Workers Comp Premium. The program allows businesses to get coverage in place at a significantly lower amount up-front. This can benefit cash-strapped businesses… Read more »
Pay as You Go Workers’ Compensation Insurance is designed to allow business owner’s to pay their insurance premium’s monthly instead of in one lump sum. In many cases this can help business owner’s free up cash their business so desperately needs for other more urgent expenses. If you are a business… Read more »
What is the Assigned Risk Provider? The assigned risk provider is also frequently referred to as The State Fund or The Pool Workers’ Compensation Insurance is required by law in 48 out of 50 states in the country. Oklahoma and Texas are the only two exceptions to this rule. The… Read more »
As a florist, a business owner has chosen an industry that is very diverse and has specialized business insurance needs. Those insurance needs differ from other small businesses. The diversity of this industry can include providing arrangements for both weddings and funerals. Many of these occassions require you to provide just the… Read more »
The term artisan contractor is one used widely throughout the insurance industry, but is not so common throughout the general population. The term includes carpenter, plumber, painter, electrician, mechanic, mason, or any other sort of skilled contractor. The level of risk that each of these professions takes on is different and because… Read more »
And why does the W.A.L.S.H. Test matter for your small business? The W.A.L.S.H. Test is an acronym that is used to determine jurisdiction for a Workers’ Compensation Insurance Claim when a claim occurs involving more than one state. Because workers comp systems are governed by the individual states, it is difficult… Read more »
The food truck industry is booming in 2017. All over the country, food trucks are popping up serving everything from fish tacos to barbecue sandwiches, to even Thai food. Because of this explosion in the food truck industry, more and more companies are needing insurance coverage for their new food… Read more »
Lawyers, Law Firms and Attorneys need to be up to speed on their states requirements for workers compensation coverage. Lawyers and attorneys are legal professionals who are entrusted by a client for advice in handling some or all of their legal matters. This can include but is not limited… Read more »